Why a dental practice seeks financing
Dental practices face high equipment costs and insurance reimbursement delays that strain cash flow. Owners often seek capital to bridge gaps, expand services, or invest in technology that keeps patients coming back.
We are a broker, not a lender, so we match that need to a lender that understands the industry instead of forcing one product.
Common uses of capital
Business-purpose funding a dental practice might use for:
- Purchase digital imaging and cbct scanners
- Renovate treatment rooms for higher patient volume
- Add new operatories or expand office space
- Acquire or consolidate another dental practice
- Cover payroll and supply costs during slow seasons
Products that tend to fit
Depending on the situation, that can be a term loan, a line of credit, equipment financing, an SBA loan or invoice factoring.
Equipment Financing
Equipment financing funds trucks, machinery, kitchen gear and other hard assets, usually with the equipment itself as collateral.
SBA Loans
SBA loans are bank loans partially guaranteed by the U.S. Small Business Administration, often used for larger or longer-term needs.
Business Line of Credit
A business line of credit is a revolving limit a business can draw on, repay and draw again as working capital needs move.
Honest about terms
Rates and terms for a dental practice are set by the lender and depend on revenue, time in business and credit. We do not promise a rate, an amount or approval, and we label any sample figure as an estimate.
Marketing, tech and calls too
Beyond financing, Sugar Land HQ helps a dental practice grow with SEO, lead generation, websites, automation and a call center for outbound and inbound work.