Why a orthodontic seeks financing
Orthodontic practices often carry long treatment cycles that create delayed revenue. A steady pipeline of starts requires capital that insurance and patient payments don't always provide on time. Many owners turn to financing to cover the gap between treatment costs and actual collections.
We are a broker, not a lender, so we match that need to a lender that understands the industry instead of forcing one product.
Common uses of capital
Business-purpose funding a orthodontic might use for:
- Purchase new digital imaging or 3d scanning equipment
- Expand operatories or add a new location
- Cover payroll during seasonal patient gaps
- Fund an invisalign or bracket inventory ramp-up
- Refurbish waiting areas and treatment bays
Products that tend to fit
Depending on the situation, that can be a term loan, a line of credit, equipment financing, an SBA loan or invoice factoring.
Equipment Financing
Equipment financing funds trucks, machinery, kitchen gear and other hard assets, usually with the equipment itself as collateral.
SBA Loans
SBA loans are bank loans partially guaranteed by the U.S. Small Business Administration, often used for larger or longer-term needs.
Business Line of Credit
A business line of credit is a revolving limit a business can draw on, repay and draw again as working capital needs move.
Honest about terms
Rates and terms for a orthodontic are set by the lender and depend on revenue, time in business and credit. We do not promise a rate, an amount or approval, and we label any sample figure as an estimate.
Marketing, tech and calls too
Beyond financing, Sugar Land HQ helps a orthodontic grow with SEO, lead generation, websites, automation and a call center for outbound and inbound work.